Your trusted partners in the UK

IOVUMO

Mortgage for First Home

Buying your first home in cities such as London or Bristol can be overwhelming in 2026. We help you understand how much you can borrow, what deposit is required, and which government schemes are active. We provide access to preferential interest rates for young first-time buyers.

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Life and Critical Illness Insurance for you and your children

Protect your family and home. In case of a serious illness or unexpected event, life insurance ensures your mortgage is covered. We have access to the entire insurance market to find the policy that gives you peace of mind at the best price in 2026.

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Remortgage

Don’t let your payment rise after the fixed rate period ends. We analyse the market in Leeds, Liverpool and Sheffield to find a refinancing product that will lower your monthly payment or allow you to release equity for renovations.

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IOVU MORTGAGES

Mortgage for construction workers

Are you paid through the CIS scheme in Manchester or Birmingham? Many banks will refuse you, but we don’t. We calculate the mortgage based on your gross income, not just net profit, if you have a history of at least 3–12 months. Specialists in loans for subcontractors.

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Mortgage for property investment

Do you want to invest in hubs in Nottingham or Newcastle? Buy-to-Let mortgages require a strategy based on rental yield. We help you build your property portfolio with financing optimized for maximum returns.

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About Us

The Best Option!

At Iovu Mortgage Services, our mission is clear: to turn the complex process of obtaining a mortgage in the UK into a simple and successful experience.

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