Can I get a mortgage if I work through the CIS scheme in construction?

Yes, absolutely. Many specialized lenders calculate your income based on your gross CIS earnings from the last 3–12 months, without requiring 2–3 years of self-employment accounts. If you are paid through the Construction Industry Scheme and have a regular payment history, we can help you obtain a competitive mortgage, whether you are a bricklayer, carpenter, electrician, or any other tradesperson in the industry.