Mortgages in the UK: Specialists for CIS Romanians

At Iovu Mortgage Services, our mission is clear: to turn the complex process of obtaining a mortgage in the UK into a simple and successful experience. As part of the Best-Brokers network, we have the expertise to navigate the strict requirements of lenders in London, Manchester, Birmingham and all major urban centers in the United Kingdom.

Suntem brokeri ipotecari independenți, ceea ce înseamnă că nu suntem limitați la produsele unei singure bănci. Analizăm „întreaga piață” (Whole of Market) pentru a-ți găsi cea mai bună rată, fie că ești la prima casă sau vrei să refinanțezi.

Local expertise in the 10 largest hubs in the UK

Each city has its own dynamics, and we understand the market specifics in:

• London & Bristol: Strategies for high-priced property markets.

• Manchester, Liverpool & Leeds: Optimizing mortgages for investments and Buy-to-Let.

• Birmingham, Glasgow & Sheffield: Soluții rapide pentru familii și tineri cumpărători.

• Newcastle & Nottingham: Access to exclusive regional deals.

Our Specializations (Why Choose Us?)

• CIS Scheme & Self-Employed: If you work in construction and are paid through CIS, we know how to use your gross income to secure a higher mortgage amount from the bank.

• First Time Buyers: We prepare you 3-6 months in advance (checking your deposit, bank statements, and credit score) to ensure your application is flawless.

• Protection & Security: We don’t stop at mortgages. We ensure that you and your family are protected with life and critical illness insurance, tailored to your needs.

Our Values: Transparency and Preparedness

We believe a successful application starts with thorough preparation. That’s why at Iovu Mortgage Services, we focus on:

1. Credit Score Analysis: We make sure you are eligible before applying.

2. Up-to-Date Documentation: We eliminate errors in your documents that could lead to rejection.

3. FREE Consultation: The first discussion is always about you and your plans, with no financial obligations.