{"id":309,"date":"2026-04-02T20:16:47","date_gmt":"2026-04-02T20:16:47","guid":{"rendered":"https:\/\/iovufinancialservices.co.uk\/?p=309"},"modified":"2026-04-02T20:21:15","modified_gmt":"2026-04-02T20:21:15","slug":"asigurari-de-viata-si-protectie-in-uk-ce-ai-nevoie-cand-iei-un-mortgage","status":"publish","type":"post","link":"https:\/\/iovufinancialservices.co.uk\/ru\/2026\/04\/02\/asigurari-de-viata-si-protectie-in-uk-ce-ai-nevoie-cand-iei-un-mortgage\/","title":{"rendered":"\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u0437\u043d\u0438 \u0438 \u0437\u0430\u0449\u0438\u0442\u044b \u0432 \u0412\u0435\u043b\u0438\u043a\u043e\u0431\u0440\u0438\u0442\u0430\u043d\u0438\u0438: \u0427\u0442\u043e \u0432\u0430\u043c \u043d\u0443\u0436\u043d\u043e \u043f\u0440\u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0438"},"content":{"rendered":"

\u041a\u043e\u0433\u0434\u0430 \u0432\u044b \u0431\u0435\u0440\u0435\u0442\u0435 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0432 \u0412\u0435\u043b\u0438\u043a\u043e\u0431\u0440\u0438\u0442\u0430\u043d\u0438\u0438, \u0432\u0430\u0448\u0438 \u043c\u044b\u0441\u043b\u0438, \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e, \u0441\u043e\u0441\u0440\u0435\u0434\u043e\u0442\u043e\u0447\u0435\u043d\u044b \u043d\u0430 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u0435, \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u043e\u043c \u0432\u0437\u043d\u043e\u0441\u0435 \u0438 \u0436\u0435\u043b\u0430\u0435\u043c\u043e\u0439 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438. \u041c\u0430\u043b\u043e \u043a\u0442\u043e \u0437\u0430\u0434\u0443\u043c\u044b\u0432\u0430\u0435\u0442\u0441\u044f \u043d\u0430\u0434 \u0441\u043b\u043e\u0436\u043d\u044b\u043c \u0432\u043e\u043f\u0440\u043e\u0441\u043e\u043c: \u0447\u0442\u043e \u0441\u043b\u0443\u0447\u0438\u0442\u0441\u044f \u0441 \u043c\u043e\u0435\u0439 \u0441\u0435\u043c\u044c\u0435\u0439, \u0435\u0441\u043b\u0438 \u044f \u0431\u043e\u043b\u044c\u0448\u0435 \u043d\u0435 \u0441\u043c\u043e\u0433\u0443 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0438\u0437-\u0437\u0430 \u0431\u043e\u043b\u0435\u0437\u043d\u0438, \u043d\u0435\u0441\u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f \u0438\u043b\u0438, \u0432 \u0445\u0443\u0434\u0448\u0435\u043c \u0441\u043b\u0443\u0447\u0430\u0435, \u0441\u043c\u0435\u0440\u0442\u0438? \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0437\u0430\u0449\u0438\u0442\u044b \u2014 \u044d\u0442\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u043f\u043e\u0434\u0443\u0448\u043a\u0430 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043e\u0445\u0440\u0430\u043d\u044f\u0435\u0442 \u043a\u0430\u043a \u0432\u0430\u0448\u0443 \u0441\u0435\u043c\u044c\u044e, \u0442\u0430\u043a \u0438 \u0441\u0430\u043c\u0443\u044e \u0431\u043e\u043b\u044c\u0448\u0443\u044e \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044e, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u0432\u044b \u043a\u043e\u0433\u0434\u0430-\u043b\u0438\u0431\u043e \u0441\u0434\u0435\u043b\u0430\u043b\u0438.<\/p>\n\n\n\n

Tipurile principale de asigurare de protec\u021bie \u00een UK<\/h3>\n\n\n\n

1. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u0437\u043d\u0438 (Life Insurance)<\/strong><\/p>\n\n\n\n

\u041e\u043d\u0430 \u0432\u044b\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u0443\u044e \u0441\u0443\u043c\u043c\u0443 \u0432\u0430\u0448\u0435\u0439 \u0441\u0435\u043c\u044c\u0435, \u0435\u0441\u043b\u0438 \u0432\u044b \u0443\u043c\u0438\u0440\u0430\u0435\u0442\u0435 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0441\u0440\u043e\u043a\u0430 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u043f\u043e\u043b\u0438\u0441\u0430. \u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u0434\u0432\u0430 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u0430. Level term (\u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0439 \u0441\u0440\u043e\u043a) \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u043e\u0441\u0442\u0430\u0451\u0442\u0441\u044f \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e\u0439 \u043d\u0430 \u043f\u0440\u043e\u0442\u044f\u0436\u0435\u043d\u0438\u0438 \u0432\u0441\u0435\u0433\u043e \u0441\u0440\u043e\u043a\u0430 \u043f\u043e\u043b\u0438\u0441\u0430. Decreasing term (\u0443\u043c\u0435\u043d\u044c\u0448\u0430\u044e\u0449\u0438\u0439\u0441\u044f \u0441\u0440\u043e\u043a) \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0443\u043c\u0435\u043d\u044c\u0448\u0430\u0435\u0442\u0441\u044f \u043f\u0440\u043e\u043f\u043e\u0440\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e \u043e\u0441\u0442\u0430\u0442\u043a\u0443 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435 \u2014 \u0438\u0434\u0435\u0430\u043b\u044c\u043d\u043e \u0434\u043b\u044f \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0439 \u0437\u0430\u0449\u0438\u0442\u044b \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0438 \u043e\u0431\u044b\u0447\u043d\u043e \u0434\u0435\u0448\u0435\u0432\u043b\u0435.<\/p>\n\n\n\n

2. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u0442 \u043a\u0440\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0439 (Critical Illness Cover)<\/strong><\/p>\n\n\n\n

\u0412\u044b\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442\u0441\u044f \u0435\u0434\u0438\u043d\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430, \u0435\u0441\u043b\u0438 \u0432\u0430\u043c \u043f\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d \u0434\u0438\u0430\u0433\u043d\u043e\u0437 \u043e\u0434\u043d\u043e\u0433\u043e \u0438\u0437 \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0435\u043c\u044b\u0445 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0439 \u2014 \u043e\u0431\u044b\u0447\u043d\u043e \u044d\u0442\u043e \u0440\u0430\u043a, \u0441\u0435\u0440\u0434\u0435\u0447\u043d\u044b\u0439 \u043f\u0440\u0438\u0441\u0442\u0443\u043f, \u0438\u043d\u0441\u0443\u043b\u044c\u0442 \u0438 \u0434\u0435\u0441\u044f\u0442\u043a\u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0435\u0440\u044c\u0451\u0437\u043d\u044b\u0445 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u0439. \u042d\u0442\u0438 \u0434\u0435\u043d\u044c\u0433\u0438 \u0432\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0434\u043b\u044f \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u0438\u043f\u043e\u0442\u0435\u043a\u0438, \u043e\u043f\u043b\u0430\u0442\u044b \u043b\u0435\u0447\u0435\u043d\u0438\u044f, \u0430\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u0438 \u0436\u0438\u043b\u044c\u044f \u0438\u043b\u0438 \u043b\u044e\u0431\u044b\u0445 \u0434\u0440\u0443\u0433\u0438\u0445 \u043d\u0443\u0436\u0434. \u0421\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430 \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442, \u0447\u0442\u043e 1 \u0438\u0437 2 \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0432 \u0412\u0435\u043b\u0438\u043a\u043e\u0431\u0440\u0438\u0442\u0430\u043d\u0438\u0438 \u0437\u0430\u0431\u043e\u043b\u0435\u0435\u0442 \u0440\u0430\u043a\u043e\u043c \u0432 \u043a\u0430\u043a\u043e\u0439-\u0442\u043e \u043c\u043e\u043c\u0435\u043d\u0442 \u0441\u0432\u043e\u0435\u0439 \u0436\u0438\u0437\u043d\u0438 \u2014 \u044d\u0442\u043e \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u0434\u0430\u0451\u0442 \u0432\u0430\u043c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0435 \u0441\u043f\u043e\u043a\u043e\u0439\u0441\u0442\u0432\u0438\u0435, \u0447\u0442\u043e\u0431\u044b \u0441\u043e\u0441\u0440\u0435\u0434\u043e\u0442\u043e\u0447\u0438\u0442\u044c\u0441\u044f \u043d\u0430 \u0432\u044b\u0437\u0434\u043e\u0440\u043e\u0432\u043b\u0435\u043d\u0438\u0438.<\/p>\n\n\n\n

3. \u0417\u0430\u0449\u0438\u0442\u0430 \u0434\u043e\u0445\u043e\u0434\u0430 (Income Protection)<\/strong><\/p>\n\n\n\n

\u0415\u0441\u043b\u0438 \u0432\u044b \u043d\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c \u0438\u0437-\u0437\u0430 \u0431\u043e\u043b\u0435\u0437\u043d\u0438 \u0438\u043b\u0438 \u043d\u0435\u0441\u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0434\u043e\u0445\u043e\u0434\u0430 \u0432\u044b\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442 \u0432\u0430\u043c \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0439 \u0434\u043e\u0445\u043e\u0434 \u2014 \u043e\u0431\u044b\u0447\u043d\u043e 50-70% \u043e\u0442 \u0432\u0430\u0448\u0435\u0439 \u0437\u0430\u0440\u043f\u043b\u0430\u0442\u044b \u2014 \u0434\u043e \u0432\u0430\u0448\u0435\u0433\u043e \u0432\u044b\u0437\u0434\u043e\u0440\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u0438\u043b\u0438 \u0434\u043e \u0432\u044b\u0445\u043e\u0434\u0430 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e. \u0412 \u043e\u0442\u043b\u0438\u0447\u0438\u0435 \u043e\u0442 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u043e\u0442 \u043a\u0440\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0439, \u0432\u0430\u043c \u043d\u0435 \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0434\u0438\u0430\u0433\u043d\u043e\u0437 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0439 \u0431\u043e\u043b\u0435\u0437\u043d\u0438. \u041b\u044e\u0431\u0430\u044f \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0435\u0442\u0441\u044f, \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e \u043e\u0442 \u043f\u0440\u0438\u0447\u0438\u043d\u044b.<\/p>\n\n\n\n

4. Family Income Benefit<\/strong><\/p>\n\n\n\n

\u00cen loc s\u0103 pl\u0103teasc\u0103 o sum\u0103 forfetar\u0103, aceast\u0103 poli\u021b\u0103 pl\u0103te\u0219te un venit lunar familiei tale pe durata r\u0103mas\u0103 a poli\u021bei. Ideal pentru a asigura un venit regulat familiei \u00een cazul decesului t\u0103u prematur, replic\u00e2nd practic salariul t\u0103u lunar.<\/p>\n\n\n\n

\u041f\u043e\u0447\u0435\u043c\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043f\u0440\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0438?<\/h3>\n\n\n\n

\u0411\u0435\u0437 \u043d\u0430\u0434\u043b\u0435\u0436\u0430\u0449\u0435\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u0432\u0430\u0448\u0430 \u0441\u0435\u043c\u044c\u044f \u043c\u043e\u0436\u0435\u0442 \u043e\u043a\u0430\u0437\u0430\u0442\u044c\u0441\u044f \u0432 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438, \u043a\u043e\u0433\u0434\u0430 \u043f\u043e\u0442\u0435\u0440\u044f\u0435\u0442 \u0434\u043e\u043c, \u0435\u0441\u043b\u0438 \u0441\u043b\u0443\u0447\u0438\u0442\u0441\u044f \u0447\u0442\u043e-\u0442\u043e \u043d\u0435\u043f\u0440\u0435\u0434\u0432\u0438\u0434\u0435\u043d\u043d\u043e\u0435. \u041f\u043e\u0434\u0443\u043c\u0430\u0439\u0442\u0435 \u043e \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u0445 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u044f\u0445: \u0435\u0441\u043b\u0438 \u0432\u044b \u0443\u043c\u0440\u0451\u0442\u0435 \u043f\u0440\u0435\u0436\u0434\u0435\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e, \u043a\u0442\u043e \u0431\u0443\u0434\u0435\u0442 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 20 \u0438\u043b\u0438 30 \u043b\u0435\u0442? \u0415\u0441\u043b\u0438 \u0432\u0430\u043c \u043f\u043e\u0441\u0442\u0430\u0432\u044f\u0442 \u0434\u0438\u0430\u0433\u043d\u043e\u0437 \u0440\u0430\u043a \u0438\u043b\u0438 \u0434\u0440\u0443\u0433\u043e\u0435 \u0441\u0435\u0440\u044c\u0451\u0437\u043d\u043e\u0435 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0435, \u0441\u043c\u043e\u0436\u0435\u0442\u0435 \u043b\u0438 \u0432\u044b \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c \u0438 \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0442\u044c \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u043b\u0435\u0447\u0435\u043d\u0438\u0435? \u0415\u0441\u043b\u0438 \u0432 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 \u043d\u0435\u0441\u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f \u0432\u044b \u043d\u0435 \u0441\u043c\u043e\u0436\u0435\u0442\u0435 \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c 6\u201312 \u043c\u0435\u0441\u044f\u0446\u0435\u0432, \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u043b\u0438 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e SSP \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u00a3116 \u0432 \u043d\u0435\u0434\u0435\u043b\u044e, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043a\u0440\u044b\u0442\u044c \u0432\u0430\u0448 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0439 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043f\u043b\u0430\u0442\u0451\u0436?<\/p>\n\n\n\n

\u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u0431\u0440\u043e\u043a\u0435\u0440 \u043c\u043e\u0436\u0435\u0442 \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u044c \u0441\u043e\u0442\u043d\u0438 \u043f\u043e\u043b\u0438\u0441\u043e\u0432 \u043e\u0442 \u0434\u0435\u0441\u044f\u0442\u043a\u043e\u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u0447\u0442\u043e\u0431\u044b \u043d\u0430\u0439\u0442\u0438 \u043e\u043f\u0442\u0438\u043c\u0430\u043b\u044c\u043d\u043e\u0435 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u043f\u043e \u043b\u0443\u0447\u0448\u0435\u0439 \u0446\u0435\u043d\u0435, \u0430\u0434\u0430\u043f\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0435 \u0438\u043c\u0435\u043d\u043d\u043e \u043a \u0432\u0430\u0448\u0435\u0439 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438.<\/p>\n\n\n\n

\u0421\u043a\u043e\u043b\u044c\u043a\u043e \u0441\u0442\u043e\u044f\u0442 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u0437\u0430\u0449\u0438\u0442\u044b?<\/h3>\n\n\n\n

\u0426\u0435\u043d\u0430 \u0432\u0430\u0440\u044c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0430, \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044f \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u044f, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u0441\u0443\u043c\u043c\u044b, \u0441\u0440\u043e\u043a\u0430 \u043f\u043e\u043b\u0438\u0441\u0430 \u0438 \u0442\u043e\u0433\u043e, \u043a\u0443\u0440\u0438\u0442\u0435 \u0432\u044b \u0438\u043b\u0438 \u043d\u0435\u0442. \u0412 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435 \u043e\u0431\u0449\u0435\u0433\u043e \u043e\u0440\u0438\u0435\u043d\u0442\u0438\u0440\u0430 \u0434\u043b\u044f \u0437\u0434\u043e\u0440\u043e\u0432\u043e\u0433\u043e \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0430 \u0432 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0435 30\u201340 \u043b\u0435\u0442 \u043f\u043e\u043b\u0438\u0441 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0436\u0438\u0437\u043d\u0438 \u0441 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435\u043c \u00a3200,000 \u043d\u0430 25 \u043b\u0435\u0442 \u0441\u0442\u043e\u0438\u0442 \u043f\u0440\u0438\u0431\u043b\u0438\u0437\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u00a310\u2013\u00a330 \u0432 \u043c\u0435\u0441\u044f\u0446. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u0442 \u043a\u0440\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0439 \u0441\u0442\u043e\u0438\u0442 \u00a330\u2013\u00a380 \u0432 \u043c\u0435\u0441\u044f\u0446 \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f \u0438 \u043f\u0440\u043e\u0444\u0438\u043b\u044f. \u0417\u0430\u0449\u0438\u0442\u0430 \u0434\u043e\u0445\u043e\u0434\u0430 \u0441\u0442\u043e\u0438\u0442 \u00a325\u2013\u00a360 \u0432 \u043c\u0435\u0441\u044f\u0446 \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u0441\u0442\u0440\u0430\u0445\u0443\u0435\u043c\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0430 \u0438 \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u043e\u0436\u0438\u0434\u0430\u043d\u0438\u044f.<\/p>\n\n\n\n

\u0420\u0435\u0430\u043b\u044c\u043d\u0430\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043c\u0430\u043b\u0430 \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u0440\u0438\u0441\u043a\u043e\u043c, \u043a\u043e\u0442\u043e\u0440\u043e\u043c\u0443 \u0432\u044b \u0441\u0435\u0431\u044f \u043f\u043e\u0434\u0432\u0435\u0440\u0433\u0430\u0435\u0442\u0435 \u0431\u0435\u0437 \u0437\u0430\u0449\u0438\u0442\u044b.<\/p>\n\n\n\n

\u041a\u0430\u043a\u043e\u0435 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u0432\u0430\u043c \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u0432\u044b\u0431\u0440\u0430\u0442\u044c?<\/h3>\n\n\n\n

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\u041e\u0431\u044b\u0447\u043d\u043e \u043b\u0443\u0447\u0448\u0438\u0439 \u043f\u043e\u0434\u0445\u043e\u0434 \u2014 \u044d\u0442\u043e \u043a\u043e\u043c\u0431\u0438\u043d\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043f\u043e\u043b\u0438\u0441 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0436\u0438\u0437\u043d\u0438 \u0441 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435\u043c \u043a\u0440\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u0439 \u0438, \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u043e, \u043f\u043e\u043b\u0438\u0441 \u0437\u0430\u0449\u0438\u0442\u044b \u0434\u043e\u0445\u043e\u0434\u0430 \u2014 \u0442\u0430\u043a\u0438\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u044f \u0442\u0440\u0438 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445 \u0440\u0438\u0441\u043a\u0430: \u0441\u043c\u0435\u0440\u0442\u044c, \u0441\u0435\u0440\u044c\u0451\u0437\u043d\u0443\u044e \u0431\u043e\u043b\u0435\u0437\u043d\u044c \u0438 \u0432\u0440\u0435\u043c\u0435\u043d\u043d\u0443\u044e \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c.<\/p>\n\n\n\n

\u0427\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430\u0445 \u0437\u0430\u0449\u0438\u0442\u044b<\/h3>\n\n\n\n

\u042f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043b\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u0437\u043d\u0438 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u043f\u0440\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0432 \u0412\u0435\u043b\u0438\u043a\u043e\u0431\u0440\u0438\u0442\u0430\u043d\u0438\u0438?<\/strong> \u041f\u043e \u0437\u0430\u043a\u043e\u043d\u0443 \u043e\u043d\u043e \u043d\u0435 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c, \u043d\u043e \u043d\u0430\u0441\u0442\u043e\u044f\u0442\u0435\u043b\u044c\u043d\u043e \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442\u0441\u044f. \u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u043c\u043e\u0433\u0443\u0442 \u043f\u043e\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0437\u0434\u0430\u043d\u0438\u044f, \u043d\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u0437\u043d\u0438 \u043e\u0441\u0442\u0430\u0451\u0442\u0441\u044f \u043d\u0430 \u0432\u0430\u0448\u0435 \u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u0435. \u0421 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u043e\u0442\u043a\u0430\u0437 \u043e\u0442 \u043d\u0435\u0433\u043e \u0440\u0430\u0434\u0438 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0438 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u0434\u0435\u0441\u044f\u0442\u043a\u043e\u0432 \u0444\u0443\u043d\u0442\u043e\u0432 \u0432 \u043c\u0435\u0441\u044f\u0446 \u2014 \u044d\u0442\u043e \u043e\u0433\u0440\u043e\u043c\u043d\u044b\u0439 \u0440\u0438\u0441\u043a.<\/p>\n\n\n\n

\u041c\u043e\u0433\u0443 \u043b\u0438 \u044f \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u0437\u043d\u0438, \u0435\u0441\u043b\u0438 \u0443 \u043c\u0435\u043d\u044f \u0435\u0441\u0442\u044c \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u044b \u0441\u043e \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u0435\u043c?<\/strong> \u0414\u0430, \u0432 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0435 \u0441\u043b\u0443\u0447\u0430\u0435\u0432. \u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u044f \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u0438\u0432\u0435\u0441\u0442\u0438 \u043a \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u043c \u043f\u0440\u0435\u043c\u0438\u044f\u043c \u0438\u043b\u0438 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u043c \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f\u043c, \u043d\u043e \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438, \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u044e\u0449\u0438\u0435\u0441\u044f \u043d\u0430 \u043b\u044e\u0434\u044f\u0445 \u0441 \u0443\u0436\u0435 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u043c\u0438 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0438\u043c\u0438 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044f\u043c\u0438. \u0411\u0440\u043e\u043a\u0435\u0440, \u0438\u043c\u0435\u044e\u0449\u0438\u0439 \u0434\u043e\u0441\u0442\u0443\u043f \u043a\u043e \u0432\u0441\u0435\u043c\u0443 \u0440\u044b\u043d\u043a\u0443, \u0437\u043d\u0430\u0435\u0442, \u0433\u0434\u0435 \u0438\u0441\u043a\u0430\u0442\u044c.<\/p>\n\n\n\n

\u041c\u043e\u0433\u0443 \u043b\u0438 \u044f \u0441\u043c\u0435\u043d\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0443, \u0435\u0441\u043b\u0438 \u043f\u043e\u0437\u0436\u0435 \u043d\u0430\u0439\u0434\u0443 \u0447\u0442\u043e-\u0442\u043e \u0434\u0435\u0448\u0435\u0432\u043b\u0435?<\/strong> \u0414\u0430, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043f\u043e\u043b\u0438\u0441\u044b \u0437\u0430\u0449\u0438\u0442\u044b \u043c\u043e\u0436\u043d\u043e \u0437\u0430\u043c\u0435\u043d\u0438\u0442\u044c \u0432 \u043b\u044e\u0431\u043e\u0435 \u0432\u0440\u0435\u043c\u044f. \u041e\u0434\u043d\u0430\u043a\u043e \u0431\u0443\u0434\u044c\u0442\u0435 \u0432\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044c\u043d\u044b \u2014 \u0435\u0441\u043b\u0438 \u0432\u0430\u0448\u0435 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u0435 \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u044f \u0438\u0437\u043c\u0435\u043d\u0438\u043b\u043e\u0441\u044c \u0437\u0430 \u044d\u0442\u043e \u0432\u0440\u0435\u043c\u044f, \u043d\u043e\u0432\u044b\u0439 \u043f\u043e\u043b\u0438\u0441 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0434\u043e\u0440\u043e\u0436\u0435 \u0438\u043b\u0438 \u043c\u043e\u0436\u0435\u0442 \u0438\u0441\u043a\u043b\u044e\u0447\u0430\u0442\u044c \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0451\u043d\u043d\u044b\u0435 \u0437\u0430\u0431\u043e\u043b\u0435\u0432\u0430\u043d\u0438\u044f. \u041d\u0430\u0434\u0451\u0436\u043d\u0435\u0435 \u0441 \u0441\u0430\u043c\u043e\u0433\u043e \u043d\u0430\u0447\u0430\u043b\u0430 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043f\u043e\u0434\u0445\u043e\u0434\u044f\u0449\u0435\u0435 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435.<\/p>\n\n\n\n

\u0425\u043e\u0442\u0438\u0442\u0435 \u0437\u0430\u0449\u0438\u0442\u0438\u0442\u044c \u0441\u0432\u043e\u044e \u0441\u0435\u043c\u044c\u044e \u0438 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438 \u0432 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c? \u041a\u043e\u043c\u0430\u043d\u0434\u0430 Iovu Mortgage Services \u043c\u043e\u0436\u0435\u0442 \u043d\u0430\u0439\u0442\u0438 \u0438\u0434\u0435\u0430\u043b\u044c\u043d\u0443\u044e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0443 \u0437\u0430\u0449\u0438\u0442\u044b \u0434\u043b\u044f \u0432\u0430\u0448\u0435\u0439 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438. \u0417\u0432\u043e\u043d\u0438\u0442\u0435 \u0441\u0435\u0439\u0447\u0430\u0441: 073 8080 4008 | www.iovumortgageservices.co.uk<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"

C\u00e2nd iei un credit ipotecar \u00een UK, g\u00e2ndirea ta este probabil concentrat\u0103 pe rat\u0103, depozit \u0219i proprietatea visat\u0103. Pu\u021bini oameni se g\u00e2ndesc la \u00eentrebarea dificil\u0103: ce se \u00eent\u00e2mpl\u0103 cu familia mea dac\u0103 eu nu mai pot pl\u0103ti mortgage-ul din cauza unei boli, unui accident sau, \u00een cel mai r\u0103u caz, deces? Asigur\u0103rile de protec\u021bie sunt […]<\/p>\n","protected":false},"author":2,"featured_media":311,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nAsigur\u0103ri de via\u021b\u0103 \u0219i protec\u021bie UK: Ce ai nevoie c\u00e2nd iei un mortgage<\/title>\n<meta name=\"description\" content=\"Ghid complet despre asigur\u0103rile de protec\u021bie \u00een UK. 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